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Blackjack's Player Options

Almost all decisions are indicated to the dealer by the way you move your hand or where you place additional chips after your original wager is made. Let's look at these decisions and their signals; just remember in Atlantic City and many other places where multi-decks are used, you are never permitted to touch your cards or your initial bet.

Although the dealer has no options, the player has several. For purposes of this article, we will concentrate on two of those options: doubling and slitting cards, and, of course, lowering and raising of bets.

To double down, a player turns over his first two cards and adds an equal bet to his already existing bet. For example, if the player gets a 6, 5, for 11 and has already bet $10, he turns over his cards and adds another $10 to his original bet. He is doubling down. He gets one additional card from the dealer.

In Las Vegas, a player may double down on any two cards dealt to him, we'll assume our mythical casino is in Vegas.

Also, the player has the option of splitting any identical pairs. If he is dealt two 8s, he may split them, or two 9s or two 10s, but the latter is not advisable. To split cards the player turns over both of his identical cards, let's say two 8s, and puts out an amount of money equal to his original bet, and so he now plays two hands. Let's assume a player was dealt two 8s and the dealer's upcard is a 7. He plays each hand separately. On the first 8, he is dealt a 10, so he stands with an 18. On the second 8 he is dealt a 5, for 13, so he hits again and gets a 10. Now he busts, and the bet and second hand are taken away from him. He still retains the first hand with its total of 18.

A player also has the option of taking "insurance" when the dealer shows an ace. Since a dealer, if he has a blackjack himself, wins immediately whenever he has a 10 showing, he will look at his hole card to determine if he has an ace underneath. If he has one, he turns it over and collects all players' bets, except from another player who might have a blackjack himself, in which case it is a tie. Ties are always a standoff.

If a dealer has an ace showing, he asks if the players want insurance. They are permitted to bet half their original bet, and, if the dealer has a blackjack, they are paid 2 to 1. So, in effect, it is a standoff. If the dealer doesn't have a 10 in the hole he collects the insurance bets as losing bets, and the game goes on.

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